Legal

Terms of Service

The terms that govern your use of TrustedDebtHelp.org, its services, and your consent to receive communications.

Effective Date: 01-01-2026

Contents

  1. Consent to Communications
  2. Types of Communications
  3. Message Frequency
  4. Third-Party Communication
  5. Opt-Out Options
  6. Help and Support
  7. Sender Identification
  8. Message Delivery
  9. Your Responsibilities
  10. Privacy Policy
  11. Arbitration & Class Action Waiver
  12. Changes to Terms
  13. Acknowledgment
  14. Contact Us

Introduction

TrustedDebtHelp.org is a marketing and referral service, not a lender, bank, or debt relief company. We connect consumers seeking debt relief with a network of vetted, licensed debt relief partners. By using our site or opting into our communications, you agree to the following terms.

Important: You understand that providing consent to receive communications is not a condition of purchase. You may access our services without consenting to receive automated calls or texts.

2. Types of Communications

You may receive the following types of communications:

3. Message Frequency

The frequency of messages from TrustedDebtHelp.org may vary depending on your interaction with our services. You may receive multiple messages per week or month based on your activity and the communications you have opted into.

Standard message and data rates may apply to any text messages.

4. Third-Party Communication

You agree that TrustedDebtHelp.org and its trusted partners may contact you for marketing, promotional, or informational purposes related to services or products you have expressed interest in — or that we believe may be relevant to you.

We do not sell your personal information to third parties for their own marketing purposes.

5. Opt-Out Options

You may withdraw your consent and stop receiving messages at any time by:

After you opt out, you will receive one final confirmation message. You will then no longer receive messages from us unless you opt back in.

6. Help and Support

For help or assistance with our messaging program:

7. Sender Identification

All messages will clearly identify TrustedDebtHelp.org as the sender.

8. Message Delivery

We make reasonable efforts to deliver messages promptly, but cannot guarantee delivery times. Carriers are not liable for delayed or undelivered messages.

9. Your Responsibilities

By opting in, you confirm that:

11. Arbitration & Class Action Waiver

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.

You and TrustedDebtHelp.org agree that any dispute, claim, or controversy arising out of or relating to these Terms, the Site, or our services — including any dispute related to calls or texts — shall be resolved exclusively through binding individual arbitration, not in court.

Class Action Waiver: You agree that any dispute will be resolved on an individual basis and not as a class action, collective action, or class-wide arbitration. You waive any right to participate in a class action lawsuit or class-wide arbitration relating to TrustedDebtHelp.org.

Arbitration will be conducted under the rules of the American Arbitration Association (AAA) or JAMS, as mutually agreed. The arbitrator's award shall be final and binding.

12. Changes to Terms

We reserve the right to modify or update these terms at any time. When we make changes:

13. Acknowledgment

14. Contact Us

For questions about these Terms, please contact us:

Last Updated: 01-01-2026. These Terms should be read alongside our SMS Terms & Conditions, Opt-In Terms, and Privacy Policy.